According to traditional beliefs shared in this informative video, there are three specific items that one should never accept as a gift or borrow from others, as doing so is said to invite financial distress, debt, and the displeasure of Goddess Mahalakshmi. The first is salt, particularly rock salt, which is considered a sacred symbol of Lakshmi’s presence; borrowing it or receiving it for free can transfer negative energy from the giver and lead to poverty. The second item is oil, associated with Lord Shani (Saturn), and accepting it from others is believed to attract Shani’s hardships and health issues. Finally, iron tools or weapons—such as knives, scissors, or even simple screwdrivers—should be owned personally rather than borrowed, as relying on others for these items is thought to foster dependency and bad luck. By ensuring your household is self-sufficient in these three areas and always paying for them directly, even at a local shop, you can maintain positive energy and financial stability in your home.